Mechanics
All body shops that are affiliated to Shield, will be giving out vouchers that range from $500.00 to $1000.00 dollares depending on the promotion to members of Shield to be used at their convenience.
Example 1. A member that has PIP insurance, which is the minimum required by law, crashes and is guilty, his insurance does not cover the damage done to the car, which means he will have to pay the full amount charged by the body shop. If the bill is $2000 dollars, he will pay $1500 dollars, because, since he’s a member of Shield, he’s guaranteed a $500 dollar voucher to be used at his convenience.
Example 2. A member of Shield, whose full cover policy has a $500.00 deductible, crashes and is guilty, his insurance company pays for the body work done to the car, except for the first $500.00 dollars of the deductible, but since he’s a member of Shield, he’s guaranteed a $500.00 dollar voucher which he can use towards his deductible, therefore the Shield client does not have to pay the deductible.
Also, all members of Shield are guaranteed 2 oil changes a year, as well as a front brake change.
All of the benefits mentioned above apply after there has been an accident, not before.